Fast, Reliable Financing for Real Estate Investment Projects
Bonaventura Realty has partnered with Insula Capital Group to provide our investors with fast, reliable financing solutions for real estate investment projects. Whether you need capital for fix-and-flip projects or rental property acquisitions, we're here to help you succeed.
Insula Capital Group
📧 Contact Email: vthatcher@athccorp.com
📞 Phone: 631-672-4113
With 20 years of industry experience, Vanessa provides a personal approach to lending. You'll work directly with her throughout your entire project.
Generally, a seasoned investor has completed 5 round-trip fix-and-flip projects (bought, renovated, and sold). However, we also consider rental portfolios, contractor licenses, and real estate licenses as qualifying experience.
Yes! For investors with good credit but limited experience, we typically lend 75-80% of the purchase price. Those with 3+ flips or combined experience can qualify for 80-85% of the purchase price.
Standard terms are 1-year loans with interest-only payments. Extended terms are available for larger projects. We charge 2-3% in points based on volume, with no prepayment penalties.
Construction funds are released on an as-completed basis. You can request draws through our mobile app with self-inspections, or we can send an inspector. Funds are typically released within 24-48 hours.
No income verification is required. However, we do run credit checks and background verification as part of our underwriting process.
All funded loans require a 1-year builder's risk policy and flood insurance if the property is in a flood zone.
Don't let financing hold back your next investment opportunity. Contact Vanessa today to discuss your project and explore your financing options.
Important: We only fund deals that make financial sense. Our goal is your success – when you profit, we all succeed. We want to be your long-term lending partner.
